Terms & Conditions

Akhuwat Terms and Conditions

Welcome to the Akhuwat Foundation’s website. Please read these Terms and Conditions carefully before using our services. By accessing or using our website, you agree to comply with and be bound by the following terms:

Acceptance of Terms

By using this website, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Eligibility

To be eligible to apply for loans or use our services, you must be at least 18 years of age and a resident of Pakistan or an eligible Non-Resident Pakistani (NRI). By using our services, you confirm that you meet these eligibility requirements.

Interest-Free Loans

Akhuwat Foundation offers interest-free loans (Qarz-e-Hasna). While we strive to provide transparent and ethical financial services, the approval and terms of each loan are subject to our assessment and discretion based on the applicant’s financial situation.

Application Process

All loan applications must be submitted either through our website or in person at one of our branches. The information you provide must be accurate and complete. Incomplete or false information may result in the rejection of your application.

Loan Repayment

Repayment terms for each loan are outlined in the loan agreement. Borrowers are expected to adhere to the agreed repayment schedule. Akhuwat Foundation offers flexible repayment options, and there are no penalties for late payments or prepayments.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you agree to the terms outlined in the Privacy Policy.

No Hidden Charges

Akhuwat Foundation is committed to transparency. There are no hidden charges, fees, or unexpected costs associated with our loans. All costs will be clearly communicated upfront.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of the Akhuwat Foundation and is protected by copyright laws. You may not use, reproduce, or distribute any content from this website without our express written permission.

Limitation of Liability

Akhuwat Foundation will not be liable for any damages, including but not limited to indirect, incidental, or consequential damages, arising out of or in connection with the use of this website or our services.

Modifications to Terms

Akhuwat Foundation reserves the right to modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting on this website. Your continued use of the website after any changes signifies your acceptance of the updated Terms and Conditions.

Governing Law

These Terms and Conditions are governed by the laws of Pakistan. Any disputes arising from or related to the use of our services or these Terms will be subject to the exclusive jurisdiction of the courts in Pakistan.

Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Email: contact@softloanapply.online
Phone: +92 346 6923708